Meet Tracie Schmidt

Making Mortgages Easy.

Buying a home is one of the biggest financial decisions you’ll ever make — and I believe it should be an exciting experience, not an overwhelming one.

For more than 27 years, I’ve had the privilege of helping individuals, families, veterans and first-time homebuyers achieve the dream of homeownership. Throughout my career, one thing has remained constant: my commitment to making the mortgage process simple, transparent and stress-free.

I founded The Schmidt Team because I wanted to create a client experience built on trust, education and long-term relationships. My goal has never been to simply close loans — it’s to become the mortgage advisor my clients can rely on for years to come.

Today, The Schmidt Team is proudly powered by Barrett Financial Group, giving me access to a wide variety of loan programs, competitive financing solutions and the flexibility to help clients in many different situations. Whether you’re purchasing your first home, using your VA benefits, refinancing, relocating to San Diego or investing in real estate, I’m committed to finding the solution that best fits your goals.

I believe communication is everything. You’ll always know where your loan stands, understand your options, and have someone available to answer your questions every step of the way.

For me, success isn’t measured by the number of loans I close — it’s measured by the relationships I build and the trust my clients place in me long after they’ve received the keys to their new home.

What you can expect

There are plenty of people who can help you get a mortgage. My goal is to be the person you trust to help you make the right financial decision.

• Honest advice without pressure
• Clear communication from start to finish
• Education that empowers you to make confident decisions
• Personalized mortgage strategies designed around your goals
• A smooth, organized process with no surprises
• A relationship that continues long after closing day

Beyond mortgages

When I’m not helping clients achieve homeownership, you’ll usually find me enjoying everything San Diego has to offer — supporting local restaurants and businesses, spending time at the beach, staying active at the gym, or hosting backyard barbecues with family and friends.

I also enjoy creating educational videos, speaking at real estate events, and partnering with local Realtors to help make homeownership more accessible for our community. Helping people build wealth through real estate isn’t just my career — it’s something I’m genuinely passionate about.

Where we can help

Tracie Schmidt is licensed in California, Florida and Washington. Through Barrett Financial Group, our team can help homebuyers and homeowners in every state except New York — reach out and we’ll connect you with the right loan officer.

Schedule your home buying consultation